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Hawthorne CA First Time Home Buyer Program

Back to Hawthorne Real EstateMust be moderate income household.
House to be purchased must be within the City of Hawthorne.
Must qualify for a fixed-rate trust deed from an institutional lender.
Must not have owned a house in the last three years.
Must have a minimum three percent (3%) down payment.
Maximum purchase price for a single family house is $500,650
Maximum purchase price for a condominium is $398,050
Assistance: Deferred loan up to $80,000.

Eligible Structures: New or existing detached single family houses, townhouses, and condominiums

Use of Loan: Down payment [in addition to (3%) provided by applicant, non-recurring closing costs, including points, and mortgage write-down.

Interest Rate/Term: Zero Percent (0%) interest rate, thirty (30) year term.

Security: Promissory Note and a Deed of Trust

Repayment: Loan repayment deferred until the earlier of maturity of loan [thirty (30) years], sale or transfer of property; property ceases to be owner-occupied, or repayment or refinancing of first mortgage.

It is the goal of the Hawthorne City Council to:

Increase homeownership opportunities in the City.
Improve the condition of housing through the pride of homeownership.
Preserve existing rental and owner-occupied housing resources.
Increase access to the community’s existing housing resources.
Eliminate physical barriers for disabled persons.
Income Limits:




Household Size Moderate Income
1 $42,450
2 $48,500
3 $54,600
4 $60,650
5 $65,500
6 $70,350
7 $75,200
8 $80,050



 
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