Considering Making a Move?
Information for First Time Home Buyers
When you're thinking about making a move, the first steps
in the home buying process are:
1. Deciding
when you want to make your move
2. Considering how much money you would like to spend
3. Thinking about what type of home you would like
4. Deciding where you would like to live
The next
step is usually finding out how much loan you can qualify
for and deciding the type of financing will work best for
you.
If you're
in the "thinking about it" stage, you will want
to speak with a lender about receiving
pre-qualification. If you choose to become pre-qualified,
the lender will determine how much you can borrow based on
financial information you provide to the lender. Pre-qualification
is useful for making preliminary decisions about how much
home you can afford, but does not assess your creditworthiness.
You will
need to fill out a loan application and go through the lender's
loan approval process at a later date. When you decide to
buy a home, you will want to become pre-approved for a loan
prior to beginning your home search.
Please
don't hesitate to call or email
me for additional information about the buying process.
My goal is to provide you with practical information as you
consider your next move. And, when you're ready to make your
move, I'll help you find your dream home and handle all the
details of the transaction, so all you need to do is pack!
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