If you are considering buying a home or real estate in the South Bay, we are your online real estate resource. Getting your loan is an important part of the process and many home buyers are not sure what they can afford. Take advantage of our interest rate comparison chart to find out what your monthly payment would be based on your loan amount and interest rate and compare a 30 year principal and interest loan with an interest only loan Our free real estate services feature all South Bay cities and neighborhoods including Manhattan Beach, Hermosa Beach, Redondo Beach, Torrance, El Segundo, Hollywood Riviera, Hawthorne, Hollyglen, and Palos Verdes.
 
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Our simple montly payment mortgage chart give you another way of determining how much you would pay each month based on your loan amount and interest rate. Compare a traditional principal and interest loan with an interest only loan. It isn't the right loan for everyone, but can certainly help in the right circumstances.

Principle and Interest Payments - 30 Year Term

Interest Only Payments - 30 Year Term

5.0%
5.5%
6.0%
6.5%
7.0%
7.5%
Loan Amount
$400,000 $2,147 $2,271 $2,398 $2,528 $2,661 $2,797
$400,000 $1,667 $2,833 $2,000 $2,167 $2,333 $2,500
$450,000 $2,416 $2,555 $2,698 $2,844 $2,994 $3,147
$450,000 $1,875 $2,063 $2,250 $2,438 $2,625 $2,813
$500,000 $2,684 $2,839 $2,998 $3,160 $3,327 $3,496
$500,000 $2,083 $2,292 $2,500 $2,708 $2,917 $3,125
$550,000 $2,953 $3,123 $3,298 $3,476 $3,659 $3,846
$550,000 $2,292 $2,521 $2,750 $2,979 $3,208 $3,438
$600,000 $3,221 $3,407 $3,597 $3,792 $3,992 $4,195
$600,000 $2,500 $2,750 $3,000 $3,250 $3,500 $3,750
$650,000 $3,489 $3,691 $3,897 $4,108 $4,325 $4,545
$650,000 $2,708 $2,979 $3,250 $3,521 $3,792 $4,063
$700,000 $3,758 $3,975 $4,197 $4,424 $4,657 $4,895
$700,000 $2,917 $3,208 $3,500 $3,792 $4,083 $4,375
$750,000 $4,026 $4,258 $4,497 $4,741 $4,990 $5,244
$750,000 $3,125 $3,438 $3,750 $4,063 $4,375 $4,688
$800,000 $4,295 $4,542 $4,796 $5,057 $5,322 $5,594
$800,000 $3,333 $3,667 $4,000 $4,333 $4,667 $5,000
$850,000 $4,563 $4,542 $5,096 $5,373 $5,655 $5,943
$850,000 $3,542 $3,896 $4,250 $4,604 $4,958 $5,313
$900,000 $4,831 $5,110 $5,396 $5,689 $5,998 $6,293
$900,000 $3,750 $4,125 $4,500 $4,875 $5,250 $5,625
$950,000 $5,100 $5,394 $5,696 $6,005 $6,320 $6,643
$950,000 $3,958 $4,354 $4,750 $5,146 $5,542 $5,938
$1,000,000 $5,368 $5,678 $5,996 $6,321 $6,653 $6,992
$1,000,000 $4,167 $4,583 $5,000 $5,417 $5,833 $6,250

 

 
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